Pētījums par finanšu pratību “Prosper Youth” projekta partneru valstīs – Latvijā, Bulgārijā un Spānijā. Tas atklāj pedagogu un jauniešu viedokli par finanšu pratības zināšanām, jauniešu gatavību pieņemt patstāvīgus ar finansēm saistītus lēmumus, pieejamo materiālu kvalitāti un psiholoģiskos šķēršļus.

LV_PROSPER YOUTH pētījums

Report about research guided by project’s “Prosper Youth” partners – Latvia, Bulgaria and Spain, discovers educators’ and youth’s opinion about the financial literacy skills among youth, youth’s readiness to make independent financial decisions, existing financial learning materials and psychological barriers.

PROSPER YOUTH research

Youtube:

https://www.youtube.com/@ProsperYouth/videos

Pašlaik visi video pieejami tikai angliski. Plānojam tos tulkot arī latviski.

Currently all videos are available in English only. 

Actualmente, todos los videos están disponibles solo en inglés.

Tēmas/ Topics/Temas:

📘 Video 1: Earn Smart – Where Money Comes From

💡 Where does money really come from?
It’s not magic — it’s the value you create!
From part-time gigs to creative side hustles, this lesson is your first smart move toward real income.
🎥 Watch now & learn the difference between active and passive income.
👉 https://youtu.be/t5sFqzYZ-Ug?si=jERrqEK9qKkKVqes

 #EarnSmart #YouthFinance #ProsperYouth

📘 Video 2: Spend on What Matters

🛒 Do you need it… or just want it?
Impulse spending drains your wallet — but smart spending builds your future.
Learn how to tell the difference and master the 3-second spending rule!
🎯 Lesson 2 is live:
👉 https://youtu.be/QYjcYaCgRQI?si=RVRZPBmCkMTxH2Zs

 #SmartSpending #FinancialWellbeing #ProsperYouth

📘 Video 3: Budget Like a Boss

📊 If you can plan your game strategy, you can plan your money!
Budgeting gives you control, clarity, and confidence.
Watch how the 50/30/20 rule can change your financial life.
🎥 Let’s get that budget working for you!
👉 https://youtu.be/_z_6kvUqPrI?si=Cz9iNkpp6dmUqtVa

 #BudgetBoss #MoneyMoves #ProsperYouth

📘 Video 4: Save First – Always

💰 Saving = Self-care for your future.
Start with 10%. Use jars or an app. Build your safety net.
This week’s lesson shows why saving first is one of the smartest money moves you can make.
🎬 Watch now and thank yourself later!
👉 https://youtu.be/WhUcPrD00rc?si=RF9MOejL-eHalBdc

 #SaveSmart #FutureReady #ProsperYouth

📘 Video 5: Invest to Grow

🌱 Make your money work for you.
Investing isn’t just for grown-ups — it’s for future-builders like YOU.
We break down risk, reward, and real-life examples (plus some cool game action!).
🚀 Start small, think long-term.
👉 https://youtu.be/1fchOeoolzo?si=8NY3zRKbrzy5Y5LF

 #InvestSmart #YouthWealth #ProsperYouth

📘 Video 6: Handle Debt Like a Boss

💳 Debt can build or break your future.
Learn how to spot good vs. bad debt and avoid the interest trap.
Prospero shows how smart borrowing can support — not sabotage — your goals.
🎯 Watch now:
👉 https://youtu.be/4hWXRLf2gwI?si=ft0_IYf9HTB-XF3N

 #DebtSmart #FinanceTips #ProsperYouth

📘 Video 7: Think Ahead – Plan Your Money Moves

📅 Goals give money meaning.
Want a new laptop? A summer trip? Skills for your dream job?
This lesson shows you how to plan your money moves — and make them happen.
🎯 One step at a time starts today:
👉 https://youtu.be/x-fGwKjhdS8?si=WXSmm75Ze4tunBVN

 #MoneyGoals #PlanSmart #ProsperYouth

📘 Video 8: Be Ready – Life Happens

☔ Surprises cost money. Be ready.
From broken phones to unexpected bills, an emergency fund gives you peace of mind.
Prospero shares why even $5/week can save your future self a lot of stress.
🎥 Watch the video and build your safety net:
👉 https://youtu.be/DUn7QmQDcc8?si=VWv9wAt9HX0GWUIp

 #EmergencyFund #BePrepared #ProsperYouth

📘 Video 9: Ride the Waves – How the Economy Affects You

🌊 The economy moves. So should you.
Jobs, prices, opportunities — they all change with the economic cycle.
Learn how to ride the ups and downs like a pro surfer — and protect your finances.
🎬 Ride smart:
👉 https://youtu.be/8y0h-gQDpDI?si=2iykxEUz3KuoyPjK

 #EconomicSmarts #YouthFinance #ProsperYouth

📘 Video 10: Real Wealth – More Than Just Money

🌟 Money is a tool. Wealth is what you build with it.
Freedom, time, purpose, peace of mind — that’s the real deal.
The final episode wraps it all up with one powerful message:
YOU shape your life with smart money moves.
💬 What’s your next move?
👉 https://youtu.be/ZAQSMUiuKVE?si=70zaMnIwzAulzxnl

 #RealWealth #LifeSkills #ProsperYouth

Kāršu spēle par finanšu pratību jauniešiem ļauj iepazīt dažādus aspektus, kas jāņem vērā ikdienā, plānojot savu budžetu, piemēram, ieņēmumi, izdevumi, parādi, neparedzēti tēriņi, gadījuma darbi u.tml.

Lejuplādējamo failu ir atrodami sarakstā arī spēles nosacījumi.

Faili lejuplādei (spēlei nepieciešamas visas kāršu kavas):

PY LV spēles noteikumi

PY LV kārtis pilns

A card game about financial literacy for young people allows them to explore various aspects that should be considered in daily life when planning their budget, such as income, expenses, debts, unexpected costs, irregular jobs, and more.

The downloadable files also include the game rulebook.

Files for download (all card decks are needed for the game):

PY ENG game rulebook

PY ENG Card game full

Un juego de cartas sobre educación financiera para jóvenes les permite conocer diversos aspectos que deben tenerse en cuenta en la vida diaria al planificar su presupuesto, como ingresos, gastos, deudas, gastos imprevistos, trabajos ocasionales y más.

Los archivos descargables también incluyen el guía del juego.

Archivos para descargar (se necesitan todas las barajas de cartas para el juego):

PY ESP el guia del juego de cartas

PY ESP juego de cartas